Terms and Conditions

1. Acceptance of Terms

By accessing or using the Haveningry Service, you confirm that you have read, understood, and agree to be bound by these Terms, as well as our Privacy Policy. If you do not agree with any part of these Terms, you must not access or use the Service.

2. Eligibility

To use the Service, you must be at least 18 years of age and capable of entering into a legally binding agreement. By using the Service, you represent and warrant that you meet these requirements and that any information you provide to us is accurate and complete.

3. Description of Service

Haveningry provides software-based tools intended to support portfolio analysis and investment decision-making. The Service does not constitute personalised financial advice, and nothing provided through the Service should be construed as a recommendation to buy, sell, or hold any particular security or financial instrument.

We reserve the right to modify, suspend, or discontinue any aspect of the Service at any time, with or without notice, and without liability for any such action.

4. Account Registration and Security

To access certain features of the Service, you may be required to create an account. You are responsible for maintaining the confidentiality of your account credentials and for all activity that occurs under your account. You agree to notify us promptly of any unauthorised use of your account or any other breach of security.

5. No Financial Advice

The Service is provided for informational and analytical purposes only. Haveningry is not a licensed financial advisor, broker-dealer, or investment manager, unless otherwise explicitly stated. You are solely responsible for evaluating the merits and risks associated with any investment decision, and we strongly recommend consulting a licensed professional before making financial decisions.

Investing involves risk, including the possible loss of principal. Past performance, projections, or analytical outputs provided through the Service are not indicative of future results.

6. User Responsibilities

You agree to use the Service only for lawful purposes and in accordance with these Terms. You must not:

• Attempt to gain unauthorised access to any part of the Service or its underlying systems;
• Use the Service to transmit any harmful, unlawful, or infringing content;
• Reverse engineer, decompile, or otherwise attempt to extract the source code of any software associated with the Service;
• Interfere with or disrupt the integrity or performance of the Service.

7. Fees and Payments

Certain features of the Service may be offered free of charge, while others may require payment of fees as described on our platform at the time of purchase. All fees are stated in the applicable currency and are subject to change upon reasonable notice. You are responsible for any taxes associated with your use of the Service.

8. Intellectual Property

All content, trademarks, logos, software, and materials made available through the Service are the property of Haveningry or its licensors and are protected by applicable intellectual property laws. Except as expressly permitted by these Terms, you may not copy, modify, distribute, or create derivative works based on the Service without our prior written consent.

9. Third-Party Links and Services

The Service may contain links to third-party websites or integrate with third-party services that are not owned or controlled by Haveningry. We do not endorse and are not responsible for the content, accuracy, or practices of any third-party sites or services. Your use of any third-party service is at your own risk and subject to that party's terms.

10. Disclaimer of Warranties

The Service is provided on an "as is" and "as available" basis, without warranties of any kind, whether express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, non-infringement, or that the Service will be uninterrupted, timely, secure, or error-free.

11. Limitation of Liability

To the fullest extent permitted by applicable law, Haveningry, its affiliates, officers, employees, and agents shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including loss of profits, data, or goodwill, arising out of or related to your use of or inability to use the Service, even if advised of the possibility of such damages.

12. Indemnification

You agree to indemnify and hold harmless Haveningry and its affiliates from any claims, damages, liabilities, costs, or expenses (including reasonable legal fees) arising out of your use of the Service, your violation of these Terms, or your infringement of any third-party rights.

13. Termination

We reserve the right to suspend or terminate your access to the Service at any time, with or without cause or notice, including if we reasonably believe you have violated these Terms. Upon termination, your right to use the Service will immediately cease.

14. Changes to These Terms

We may update these Terms from time to time to reflect changes in our practices, legal requirements, or the Service itself. Any changes will be effective upon posting the revised Terms on this page. Your continued use of the Service after such changes constitutes your acceptance of the revised Terms.

15. Governing Law

These Terms shall be governed by and construed in accordance with the laws applicable in the jurisdiction in which Haveningry operates, without regard to conflict of law principles. Any disputes arising under these Terms shall be subject to the exclusive jurisdiction of the competent courts in that jurisdiction.

16. Severability

If any provision of these Terms is found to be unlawful, void, or unenforceable, that provision shall be deemed severable and shall not affect the validity and enforceability of the remaining provisions.

17. Contact

If you have any questions regarding these Terms, please contact us through the details provided on our website.

This document is a general template and placeholder content only. It does not reflect final, jurisdiction-specific, or legally reviewed terms and should be replaced with content prepared or approved by qualified legal counsel.